Welcome to our site.
We provide customised insurance solutions designed to suit every individual's needs and circumstances.
​
Our specialist advisors will work with you to ensure that you have the most appropriate insurance package suited to you.
Our Services
We deliver award winning, professional services in mortgage and insurance advice, no matter the level of cover you need. The team are here to help you choose the right cover to protect you and your family, should the unthinkable happen.
Life Insurance
Life Insurance will protect your family from the financial worries they could face if you were no longer around. Therefore, Life Insurance will pay out a lump sum of money to your loved ones if you were to pass away.
​
-
Pays out if you die
-
Will be written into trust if it is needed
-
Pays out if diagnosed with a terminal illness
-
Cover for a stated period depending on needs and circumstances
-
Can cover whole of life
Family Income Benefit
Family income benefit (FIB) is a type of Life Insurance where it will pay out a regular monthly income to your loved ones for the duration of the policy in the event of your death.
​
-
Pays out a monthly income in the event of your death
-
Pays out if diagnosed with a terminal illness
Critical Illness Cover
Critical Illness Cover is designed to pay out a tax-free cash lump sum if you find yourself diagnosed with a critical illness such as Cancer, Heart Attack, Stroke. It can cover many more conditions which will vary considerably depending on the policy that you decide to take out. It is important to make sure you’re covered against the financial impact this could have on your family.
​
-
Pays out on diagnosis of a specified critical illness
-
Help towards health-related costs, monthly expenses, or lost income whilst you are in recovery
Critical Illness Cover (Children)
Children’s Critical Illness Cover is designed to pay out a tax-free cash lump sum if your child is diagnosed with a critical illness such as cancers and children’s specific critical illness. It can cover many more conditions which will vary considerably depending on the policy that you decide to take out. It is important to make sure you’re covered against the financial impact this could have on your family.
​
-
Pays out on diagnosis of a specified children’s critical illness
-
Help towards health-related costs, monthly expenses, or lost income whilst your child is in recovery
-
Child death benefit included in all children’s critical illness policies
Mortgage Protection
Can be taken on a decreasing or level basis depending on the mortgage taken out.
​
-
Runs inline with current mortgage
-
Terminal illness included
-
Can be taken out on a sole or joint basis
Income Protection
Income protection will give you the financial cover you need if you were ever unable to work due to illness, ailment, or injury. It is designed to pay you a monthly or weekly wage when you are unable to work and ensures that all your monthly bills and living costs are covered. Self-employed individuals and employees with a limited sick pay arrangement will benefit from having an income protection policy in place.
​
-
Varies waiting periods available depending on current sick pay arrangement
-
Short-term and long-term benefit periods available
-
Cover available until anticipated retirement age
-
Cover for varies occupations, hobbies, and pastimes
Private Medical Insurance
Health insurance, often called private medical insurance, is an insurance policy that covers the costs of private healthcare, from diagnosis to treatment. - You will pay a monthly subscription that covers all or some of the cost of treatment for acute conditions that develop after your health insurance policy has begun.
​
-
Choice of consultant
-
Fast access to private medical treatment
-
Flexible cover to suit your needs
-
Access to a wide range of hospitals
-
Access to latest drugs and treatment
-
Comfort and privacy at a time when you need it most
Funeral Cover
We hope it will be later rather than sooner, though the costs of a worthy funeral can become substantial. Bespoke Financial Wellbeing can arrange funeral cover for you which could grant your family a lump sum to pay for funeral costs, so you don’t have to use your own savings or the family’s money to cover the cost of your final farewell.
Will Writing
A will writing service which makes this often expensive and time-consuming task simple. You may not think you need one if you are fighting fit, though if you do pass away without a will in place, your possessions will be allocated under general rules and that may not align with your wishes. Get in touch with us today for all your will-related queries.
​
Wills and will writing are not regulated by the Financial Conduct Authority and we are not authorised via PRIMIS Mortgage Network to advise on them. These will be referred to a third party.
Mortgages
We are here to give you specialist advice on all your mortgage needs. Working with over 70 lenders, we can find the perfect mortgage for you. Whether you’re looking for a new build property, general mortgage, or a first-time buyer with help to buy, you’re in the right place. Call us and make that first step towards your dream home today.
​
We are not authorised to provide advice on Mortgages but can introduce you to a qualified third party.
​
Mortgage services are referred to a third party. Neither Laing Protection Ltd nor PRIMIS are responsible for the service received.
​
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. The Financial Conduct Authority does not regulate most Buy to Let Mortgages
Business Protection
It’s common for businesses to insure its premises, as well as contents and stock however, businesses are now starting to see the importance of a skilled employee. Losing such an asset could prove hugely detrimental to some companies, which is why they’re choosing to take out cover for key personnel – otherwise known as business protection. Business protection is there to protect you during the loss of a key person. Whether that loss is through critical illness or death, losing such a significant member of your team could impact profitability hugely and that’s where business protection comes into play.
The Process
Initial Appointment
Speak to a specialist advisor at a time which is convenient to you. This can be done in the comfort of your own home or virtually if it is more suitable for you.
​
A fact finding process is carried out and all information is gathered to ensure that the most appropriate recommendation is made for you.
Advice & Reccomendations
Once we have a holistic view of your current situation, we will advise you on an appropriate recommendation based around your current needs and circumstances.
Application
Once you are happy with the recommendation an application will be sent off to the relevant providers. You will then be updated every step of the way until the process has been complete.
Why Choose Us
5+ Years of Experience
Flexible, individually tailored appointments
Industry specialists
Over 2,000 Satisfied Clients
Personalised Advice and Reccomendations
Award winning, professional services